AB1085,34,1110 138.056 (1) (b) "Dwelling" includes a cooperative housing unit and a mobile
11home or manufactured home.
AB1085, s. 95 12Section 95. 138.056 (1) (bd) of the statutes is created to read:
AB1085,34,1313 138.056 (1) (bd) "Manufactured home" has the meaning given in s. 101.91 (2).
AB1085, s. 96 14Section 96. 138.056 (1) (bm) of the statutes is amended to read:
AB1085,34,2115 138.056 (1) (bm) "Mobile home" means a vehicle designed to be towed as a
16single unit or in sections upon a highway by a motor vehicle and equipped and used,
17or intended to be used, primarily for human habitation, with walls of rigid
18uncollapsible construction. "Mobile home" includes the mobile home structure,
19including the plumbing, heating and electrical systems and all appliances and all
20other equipment carrying a manufacturer's warranty
has the meaning given in s.
21101.91 (10)
.
AB1085, s. 97 22Section 97. 138.056 (1) (c) of the statutes is amended to read:
AB1085,35,223 138.056 (1) (c) "Mobile Manufactured home transaction" means a consumer
24credit sale, as defined in s. 421.301 (9), of or a consumer loan, as defined in s. 421.301

1(12), secured by a first lien or equivalent security interest in a mobile home or
2manufactured home
.
AB1085, s. 98 3Section 98. 138.056 (1) (d) of the statutes is amended to read:
AB1085,35,64 138.056 (1) (d) "Variable rate loan" means a mobile manufactured home
5transaction or a loan as defined in s. 138.052 (1) (b), the terms of which permits the
6interest rate to be increased or decreased.
AB1085, s. 99 7Section 99. 138.056 (3) (a) of the statutes, as affected by 2003 Wisconsin Act
8257
, is amended to read:
AB1085,35,159 138.056 (3) (a) A variable rate loan involving a mobile manufactured home
10transaction or using an approved index may be prepaid at any time in whole or in part
11without penalty. Other variable rate loans may be prepaid in whole or part without
12penalty within 30 days after notice of an increase in the interest rate and, except as
13provided in s. 428.207, with the prepayment penalty under s. 138.052 (2) (a) 2. and
143. if prepayment is made before or after the 30-day period. This paragraph controls
15if there is a conflict with s. 138.052 (2) (a).
AB1085, s. 100 16Section 100. 138.09 (7) (jm) 1. b. of the statutes is amended to read:
AB1085,35,2017 138.09 (7) (jm) 1. b. The loan administration fee is charged for a consumer loan
18that is secured primarily by an interest in real property or, in a mobile home, as
19defined in s. 138.056 (1) (bm) 101.91 (10), or in a manufactured home, as defined in
20s. 101.91 (2)
.
AB1085, s. 101 21Section 101. 214.485 (10) of the statutes is amended to read:
AB1085,35,2222 214.485 (10) For the purpose of mobile home or manufactured home financing.
AB1085, s. 102 23Section 102. 215.205 (1) of the statutes is amended to read:
AB1085,35,2524 215.205 (1) Loans or obligations, or interests therein, for the purpose of mobile
25home or manufactured home financing.
AB1085, s. 103
1Section 103. 218.10 (8m) of the statutes is amended to read:
AB1085,36,42 218.10 (8m) "Recreational vehicle" means a mobile home, as defined in s.
3340.01 (29), that does not exceed the statutory size under s. 348.07 (2)
has the
4meaning given in s. 340.01 (48r)
.
AB1085, s. 104 5Section 104. 234.622 (7) of the statutes is amended to read:
AB1085,36,146 234.622 (7) "Qualifying dwelling unit" means a dwelling unit, not including a
7mobile home as defined in s. 66.0435 101.91 (10), located in this state, habitable as
8a permanent residence and to which property taxes or special assessments are, or
9may conveniently be, allocated and up to one acre of land appertaining to it held in
10the same ownership as the dwelling unit. For purposes of ss. 234.621 to 234.626,
11"qualifying dwelling unit" includes a unit in a condominium or in a cooperative or in
12a multi-unit multiunit dwelling with 4 or fewer units, but in all of these 3 cases only
13the portion of taxes or special assessments allocable to the unit lived in by the
14participant may qualify for loans under ss. 234.621 to 234.626.
AB1085, s. 105 15Section 105. 340.01 (18m) of the statutes is amended to read:
AB1085,36,1916 340.01 (18m) "Fifth-wheel mobile home recreational vehicle" means a mobile
17home as defined in sub. (29) which
recreational vehicle that is towed by a vehicle with
18a flatbed frame so the trailer hitch of the mobile home recreational vehicle is bolted
19to the flatbed frame of the towing vehicle.
AB1085, s. 106 20Section 106. 340.01 (27k) of the statutes is created to read:
AB1085,36,2121 340.01 (27k) "Modular home" has the meaning given in s. 101.71 (6).
AB1085, s. 107 22Section 107. 340.01 (27m) of the statutes is created to read:
AB1085,36,2323 340.01 (27m) "Manufactured home" has the meaning given in s. 101.91 (2).
AB1085, s. 108 24Section 108. 340.01 (29) of the statutes is amended to read:
AB1085,37,4
1340.01 (29) "Mobile home" means a vehicle designed to be towed as a single unit
2or in sections upon a highway by a motor vehicle and equipped and used or intended
3to be used, primarily for human habitation, with walls of rigid uncollapsible
4construction
has the meaning given in s. 101.91 (10).
AB1085, s. 109 5Section 109. 340.01 (48r) of the statutes is amended to read:
AB1085,37,106 340.01 (48r) "Recreational vehicle" means a mobile home that does not exceed
7the statutory size under s. 348.07 (2)
vehicle that is designed to be towed upon a
8highway by a motor vehicle, that is equipped and used, or intended to be used,
9primarily for temporary or recreational human habitation, that has walls of rigid,
10uncollapsible construction, and that does not exceed 45 feet in length
.
AB1085, s. 110 11Section 110. 341.05 (26) (a) of the statutes is renumbered 341.05 (26).
AB1085, s. 111 12Section 111. 341.05 (26) (b) of the statutes is repealed.
AB1085, s. 112 13Section 112. 341.12 (1) of the statutes is amended to read:
AB1085,37,2014 341.12 (1) The department upon registering a vehicle pursuant to s. 341.25 or
15341.30 shall issue and deliver prepaid to the applicant 2 registration plates for an
16automobile, motor truck, motor bus, school bus, self-propelled recreational vehicle
17motor home, or dual purpose motor home and one plate for other vehicles. The
18department upon registering a vehicle pursuant to any other section shall issue one
19plate unless the department determines that 2 plates will better serve the interests
20of law enforcement.
AB1085, s. 113 21Section 113. 343.055 (1) (d) of the statutes is amended to read:
AB1085,38,522 343.055 (1) (d) Recreational vehicle operators. The operator of the commercial
23motor vehicle is a person operating a motor home, or a vehicle towing a 5th-wheel
24mobile home recreational vehicle or single-unit recreational vehicle and the vehicle
25or combination, including both units of a combination towing vehicle and the

15th-wheel mobile home recreational vehicle or recreational vehicle, is both operated
2and controlled by the person and is transporting only members of the person's family,
3guests or their personal property. This paragraph does not apply to any
4transportation for hire or the transportation of any property connected to a
5commercial activity. In this paragraph, "controlled" means leased or owned.
AB1085, s. 114 6Section 114. 346.94 (8) of the statutes is amended to read:
AB1085,38,107 346.94 (8) Transporting persons in mobile homes, recreational vehicles, or
8boats.
Except as provided in sub. (8m), no person may operate a motor vehicle towing
9any mobile home, recreational vehicle, or boat on a trailer upon a highway when any
10person is in such mobile home, recreational vehicle, or boat.
AB1085, s. 115 11Section 115. 346.94 (8m) of the statutes is amended to read:
AB1085,38,1712 346.94 (8m) Transporting persons in fifth-wheel mobile homes
13recreational vehicles. (a) No person may operate a motor vehicle towing a
14fifth-wheel mobile home recreational vehicle upon a highway when any person
15under the age of 12 years is in the fifth-wheel mobile home recreational vehicle
16unless one person 16 years of age or older is also in the fifth-wheel mobile home
17recreational vehicle.
AB1085,38,2318 (b) No person may operate a motor vehicle towing a fifth-wheel mobile home
19recreational vehicle upon a highway with any person in such mobile home
20recreational vehicle unless the fifth-wheel mobile home recreational vehicle is
21equipped with a two-way communications system in proper working order and
22capable of providing voice communications between the operator of the towing
23vehicle and any occupant of the fifth-wheel mobile home recreational vehicle.
AB1085, s. 116 24Section 116. 347.15 (2) of the statutes is amended to read:
AB1085,39,15
1347.15 (2) Except as provided in sub. (1), there shall be at least 2 direction
2signal lamps showing to the front on motor vehicles and at least 2 showing to the rear
3on motor vehicles, mobile homes, recreational vehicles, trailers and semitrailers, so
4as to indicate intention to turn right or left. Lamps showing to the front shall be
5located on the same level and as widely spaced laterally as practicable and lamps
6showing to the rear shall be located on the same level and as widely spaced laterally
7as practicable. Such lamps shall project a flashing white or amber light visible to the
8front and a flashing red or amber light visible to the rear. Direction signal lamps
9when in use shall be plainly visible and understandable from all distances to 300 feet
10during normal sunlight. No direction signal lamp shall have any type of decorative
11covering that restricts the amount of light emitted when the direction signal lamp
12is in use. When actuated, such lamps shall indicate the intended direction of turning
13by flashing the lights showing to the front and rear on the side toward which the turn
14is made. This subsection does not apply to any type of decorative covering originally
15equipped on the vehicle at the time of manufacture and sale.
AB1085, s. 117 16Section 117. 347.35 (4) of the statutes is amended to read:
AB1085,39,2317 347.35 (4) Mobile homes and recreational vehicles. No person shall
18manufacture and no person shall sell a mobile home or recreational vehicle in this
19state unless such mobile home or recreational vehicle is equipped with brakes
20adequate to control the movement of and to stop and hold it. No person shall operate
21on a highway any mobile home registered as a 1940 or later year model or
22recreational vehicle
unless such mobile home or recreational vehicle is equipped with
23brakes adequate to control the movement of and to stop and hold it.
AB1085, s. 118 24Section 118. 347.45 (1) of the statutes is amended to read:
AB1085,40,10
1347.45 (1) All automobiles, motor trucks, motor buses, truck tractors, trailers,
2semitrailers, recreational vehicles, and mobile homes when operated upon a
3highway shall be completely equipped with tires inflated with compressed air and
4all other motor vehicles when operated on a highway shall be equipped with tires of
5rubber or of some material or construction of equal resiliency. No person may operate
6on a highway any motor vehicle, trailer, semitrailer, recreational vehicle, or mobile
7home having any metal tire in contact with the roadway, except that tire chains of
8reasonable proportions may be used when required for safety because of snow, ice or
9other conditions tending to cause a vehicle to skid, and except as provided in sub. (2)
10(c).
AB1085, s. 119 11Section 119. 347.47 (2) of the statutes is amended to read:
AB1085,41,212 347.47 (2) No person shall operate a motor vehicle drawing a trailer,
13semitrailer, recreational vehicle, or mobile home upon a highway unless the hitch
14and coupling attaching the trailer, semitrailer, recreational vehicle, or mobile home
15to the vehicle by which it is drawn is of such construction as to cause such trailer,
16semitrailer, recreational vehicle, or mobile home to follow in direct line with the
17propelling vehicle without dangerous side swing or wobble. The hitch and coupling,
18the surface to which they are attached, and the connections, shall be of sufficient
19strength to prevent failure under all conditions of operation. The hitch is that part
20of the connecting mechanism, including the coupling platform and its attaching
21members or weldments, which is attached to the towing vehicle. The coupling is that
22part of the connecting mechanism, including the coupling and its attaching members
23or weldments, which is attached to the trailer, recreational vehicle, or mobile home
24and by which connection is made to the hitch. If a device is used between the trailer

1proper and the coupling such as a pole, such device shall also meet the requirements
2of this section.
AB1085, s. 120 3Section 120. 347.47 (4) of the statutes is amended to read:
AB1085,41,64 347.47 (4) Trailer, semitrailer, recreational vehicle, and mobile home couplings
5and the safety chains, leveling bars or cables shall be of such minimum strength,
6design and type as established by published rule of the department.
AB1085, s. 121 7Section 121. 348.06 (1) of the statutes, as affected by 2005 Wisconsin Act 11,
8is amended to read:
AB1085,41,119 348.06 (1) Except as provided in subs. (2) and (2m), no person, without a permit
10therefor, may operate on a highway any motor vehicle, mobile home, recreational
11vehicle,
trailer, or semitrailer having an overall height in excess of 13 1/2 feet.
AB1085, s. 122 12Section 122. 348.07 (2) (c) of the statutes is amended to read:
AB1085,41,1413 348.07 (2) (c) Forty five feet for mobile homes recreational vehicles, motor
14homes, and motor buses.
AB1085, s. 123 15Section 123. 348.07 (3) (a) of the statutes is amended to read:
AB1085,41,1716 348.07 (3) (a) The overall length of a mobile home or recreational vehicle shall
17be measured from the rear thereof to the rear of the vehicle to which it is attached.
AB1085, s. 124 18Section 124. 348.10 (5) (intro.) of the statutes is amended to read:
AB1085,41,2119 348.10 (5) (intro.) The load imposed upon trailers or, semitrailers, recreational
20vehicles, or mobile homes
shall be distributed in a manner that will prevent side
21sway under all conditions of operation:
AB1085, s. 125 22Section 125. 348.10 (5) (a) of the statutes is amended to read:
AB1085,42,223 348.10 (5) (a) All items of load carried by any trailer, semitrailer, recreational
24vehicle,
or mobile home, except bulk material such as sand, gravel, dirt not in
25containers, shall be secured to, on or in the trailer, semitrailer, recreational vehicle,

1or mobile home
in such manner as to prevent shifting of the load while the trailer,
2semitrailer, recreational vehicle,
or mobile home is being drawn by a towing vehicle.
AB1085, s. 126 3Section 126. 348.10 (5) (c) of the statutes is amended to read:
AB1085,42,74 348.10 (5) (c) The load carried by any trailer, semitrailer, recreational vehicle,
5or mobile home shall be so positioned that a weight of not less than 35 pounds is
6imposed at the center of the point of attachment to the towing vehicle when parked
7on a level surface.
AB1085, s. 127 8Section 127. 348.26 (4) of the statutes is amended to read:
AB1085,42,139 348.26 (4) Mobile home, manufactured home, and modular home permits.
10Single trip permits for the movement of oversize mobile homes, manufactured
11homes, and modular homes
may be issued only by the department, regardless of the
12highways to be used. Every such permit shall designate the route to be used by the
13permittee.
AB1085, s. 128 14Section 128. 348.27 (7) of the statutes is amended to read:
AB1085,42,2115 348.27 (7) Mobile home, manufactured home, and modular home permits. The
16department may issue annual or consecutive month statewide permits to licensed
17mobile home, manufactured home, or modular home transport companies and to
18licensed mobile home, manufactured home, or modular home manufacturers and
19dealers authorizing them to transport oversize mobile homes, manufactured homes,
20or modular homes
over any of the highways of the state in the ordinary course of their
21business.
AB1085, s. 129 22Section 129. 348.27 (7m) of the statutes, as affected by 2005 Wisconsin Act ....
23(Senate Bill 45), is amended to read:
AB1085,43,1424 348.27 (7m) The department may issue an annual or consecutive month permit
25for the movement of a 3-vehicle combination consisting of a towing vehicle and, in

1order by weight, with the lighter of the towed vehicles as the 3rd vehicle in the
23-vehicle combination unless not structurally possible, a mobile home recreational
3vehicle
or camping trailer, and a trailer for a personal recreational vehicle, if the
4overall length of the combination of vehicles does not exceed 60 feet and the towed
5vehicles are for the use of the operator of the towing vehicle. A permit under this
6subsection may be issued only by the department, regardless of the highways to be
7used. The department may designate the routes that may be used by the permittee.
8The fee for an annual permit under this subsection is $40. The fee for a consecutive
9month permit under this subsection shall be determined in the manner provided in
10s. 348.25 (8) (bm), except that the $40 fee for an annual permit under this subsection
11shall be used in the computation. No 3-vehicle combination may operate under this
12paragraph if highway or weather conditions include heavy snow, freezing rain, icy
13roads, high winds, limited visibility, or upon a highway that is closed or partially
14closed by the department due to highway conditions.
AB1085, s. 130 15Section 130. 349.03 (2) of the statutes is amended to read:
AB1085,43,2316 349.03 (2) No local authority may enact or enforce any traffic regulation
17providing for suspension or revocation of motor vehicle operator's licenses or
18requiring local registration of vehicles, except as authorized by s. 341.35, or in any
19manner excluding or prohibiting any motor vehicle, mobile home, vehicle
20transporting a manufactured home or modular home, recreational vehicle,
trailer,
21or semitrailer whose owner has complied with chs. 341 to 348 from the free use of all
22highways, except as authorized by sub. (3) and ss. 66.0429 (1) and (3), 349.13, 349.17,
23349.22 and 349.23.
AB1085, s. 131 24Section 131. 422.201 (12m) of the statutes is amended to read:
AB1085,44,4
1422.201 (12m) This section does not apply to consumer credit sales of or
2consumer loans secured by a first lien on or equivalent security interest in mobile
3homes or manufactured homes, as defined in s. 138.056 (1) (bm) 101.91, if the sales
4or loans are made on or after November 1, 1981.
AB1085, s. 132 5Section 132. 422.202 (2) (intro.) of the statutes is amended to read:
AB1085,44,126 422.202 (2) (intro.) With respect to a consumer credit transaction which
7involves a mobile manufactured home transaction as defined in s. 138.056 (1) (c) or
8the extension of credit secured by an interest in real property, the parties may agree
9to the payment by the customer of the following charges in addition to the finance
10charge, if they will be paid to persons not related to the merchant, are reasonable in
11amount, bona fide and not for the purpose of circumvention or evasion of this
12subchapter:
AB1085, s. 133 13Section 133. 422.209 (1m) (a) 2. of the statutes is amended to read:
AB1085,44,1714 422.209 (1m) (a) 2. The loan administration fee is for a consumer loan that is
15secured primarily by an interest in real property or in a mobile home, as defined in
16s. 138.056 (1) (bm) 101.91 (10), or in a manufactured home, as defined in s. 101.91
17(2)
.
AB1085, s. 134 18Section 134. 422.209 (6m) of the statutes is amended to read:
AB1085,44,2519 422.209 (6m) For purpose of this section, the finance charge in a mobile
20manufactured home transaction as defined in s. 138.056 (1) (c) does not include fees,
21discounts, or other sums actually imposed by the government national mortgage
22association, the federal national mortgage association, the federal home loan
23mortgage corporation or other governmentally sponsored secondary mortgage
24market purchaser of the loan or any private secondary mortgage market purchaser
25of the loan who is not a person related to the original lender.
AB1085, s. 135
1Section 135. 422.402 (5) (intro.) of the statutes is amended to read:
AB1085,45,42 422.402 (5) (intro.) This section does not apply to a mobile manufactured home
3transaction as defined in s. 138.056 (1) (c) made on or after November 1, 1981, and
4before November 1, 1984, if:
AB1085, s. 136 5Section 136. 422.402 (5) (b) of the statutes is amended to read:
AB1085,45,106 422.402 (5) (b) The unequal or irregular payment is the final scheduled
7payment of the transaction, and the merchant agrees to refinance the final scheduled
8payment at a rate of interest not in excess of the rate disclosed pursuant to subch.
9III of ch. 422 by more than one percent multiplied by the number of 6-month periods
10in the term of the immediately prior mobile manufactured home transaction.
AB1085, s. 137 11Section 137. 422.413 (2g) (intro.) of the statutes is amended to read:
AB1085,45,1812 422.413 (2g) (intro.) In any consumer credit transaction in which the collateral
13is a motor vehicle as defined in s. 340.01 (35), a trailer as defined in s. 340.01 (71),
14a snowmobile as defined in s. 340.01 (58a), a boat as defined in s. 30.50 (2), an aircraft
15as defined in s. 114.002 (3), or a mobile home or manufactured home as defined in s.
16138.056 (1) (bm) 101.91, a writing evidencing the transaction may provide for the
17creditor's recovery of all of the following expenses, if the expenses are reasonable and
18bona fide:
AB1085, s. 138 19Section 138. 424.301 (1) (b) 1. of the statutes is amended to read:
AB1085,45,2120 424.301 (1) (b) 1. The actual cash value or stated value of any motor vehicle,
21manufactured home,
or mobile home in which the creditor holds a security interest.
AB1085, s. 139 22Section 139. 707.02 (4) of the statutes is amended to read:
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